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The Seven Best Excuses For Not Considering a Continuing Care Retirement Community (CCRC)
1. "I'm not ready."Even if you're not ready to move, it's never too soon to plan. Waiting too long can delay entrance. When you're ready, the waiting list at your favorite CCRC may be years long. It pays to plan ahead, make the move, get settled and enjoy your new life for a long time! At the very least, secure your place on The Highlands at Wyomissing Future Residents List. Return to Top
2. "I want to stay in my home."Staying at home can work, but retirement communities offer a number of advantages. Trained and supervised staff are available to do chores such as maintenance, yard work, and heavy housecleaning that you no longer wish to do. Hiring and supervising staff is management's concern, so you don't have to worry about finding and overseeing workers. You will know where and from whom you will receive health care, especially long-term nursing care if you need it. In your new home in the CCRC, friends and activities are nearby and assistance is available if and when you need it. Return to Top
3. "Retirement communities are expensive. How can I be sure I can afford it?"CCRCs are often more affordable than you may think. Calculate your current expenses and compare them with the CCRCs you are considering, taking into account the extra services and facilities offered by moving. If any of the facilities you are considering offer a choice of service packages, compare them all. Find a situation that offers the lifestyle you want within the amount you are willing and able to spend. In the end, you may find that the value of living in a CCRC, with peace of mind and security, exceeds the cost and that you can afford the CCRC you want. Return to Top
4. "I don't want to give up my freedom and independence."You won't have to! You will continue to make your own decisions and be free to come and go as you please. You give up the burden of home ownership chores in exchange for quality services and the opportunity to use your time for the things you enjoy, not just the things you must do. Return to Top
5. "I don't need nursing home care."Health-related services are an important benefit of a CCRC. However, CCRCs are designed for independent retired people and are not designed as nursing homes. A variety of supportive services, which may include Personal Care and Nursing Care facilities, are available if you need them. Return to Top
6. "What about up front fees? I want to leave my estate to my children."CCRCs offer a variety of payment options to meet your specific financial planning needs. Measure the services provided against the fees required and find the plan that best suits your needs. When you choose a retirement community that offers full lifecare, your are actually protecting your assets against any exorbitant future health care expenses. Return to Top
7. "My advisors, children, and/or friends don't think I should move to a retirement community."You made decisions regarding your life, all your life. Why stop now? Once your advisors understand everything you will gain from a retirement community lifestyle, including peace of mind and security, they are likely to agree with your decision. You and your advisors may feel free to call the community with any questions or concerns you may have. Return to Top |
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